The Mortgage Partner Families, Realtors, and Advisors Trust Most

For 20 years, top professionals have referred their clients to Zipfel Capital because we don’t just close loans—we protect people.

 
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Let’s Be Honest.
The Mortgage World Can Be Hard To Navigate.

Big Banks Treat You Like a Number.

  • Online lenders disappear when you have questions.

  • Even “good” loan officers feel more like salespeople than partners.

 

This Work Is Personal—and That’s Our Promise.

At Zipfel Capital, we do more than simply close loans. We protect families, guide clients, and fight for better outcomes—one relationship at a time.

  1. Trusted, Loyal Guidance — Every client is treated like family.

  2. We Fight for You — Better terms, smarter strategy, no surprises.

  3. Calm in a Complex World — We take on the stress so you don’t have to.

 
 

Lending Solutions to Meet Every Need

 
 
Residential Loans Commercial Financing
  • Purchase & Refinance
  • New Construction, Renovation & Condos Vacation & Second Homes
  • Flexible Financing: Jumbo, Fixed & Adjustable, Bridge, HELOC, Debt Consolidation
  • Industrial, Office, Retail, Hospitality & Multifamily
  • Business Acquisition, Working Capital & Vacant Land
  • Strategic Financing: Construction, SBA, Term, Bridge, Non-recourse, Investor Rehab
 
 
Residential Loans
  • Purchase & Refinance
  • New Construction, Renovation & Condos Vacation & Second Homes
  • Flexible Financing: Jumbo, Fixed & Adjustable, Bridge, HELOC, Debt Consolidation
Commercial Financing
  • Industrial, Office, Retail, Hospitality & Multifamily
  • Business Acquisition, Working Capital & Vacant Land
  • Strategic Financing: Construction, SBA, Term, Bridge, Non-recourse, Investor Rehab
 
 

Stay Ahead with The Zipfel Report.

Ongoing insights to help you borrow smarter and navigate the market with confidence.

 
 

Trusted by Advisors, Realtors, and Families Alike

Top professionals refer their clients to Zipfel Capital because we do what’s right—one family at a time.

 
 
 
 

For two decades, families, advisors, and realtors have trusted Zipfel Capital to do what’s right—one client at a time.

 
 
Testimonials
Unmatched Professionalism

“Unmatched professionalism and results. Zipfel consistently found us better terms and even fixed an issue after closing. We refer every friend and client.” - Christine & Tom Carleton — Truepoint Wealth Counsel / LLS (Advisors + Family)

Personalized Strategies

“Zipfel Capital takes the time to fully understand our clients’ financing needs and delivers personalized strategies that fit into their overall financial plan.” – Dan Vogepohl — Principal, Wealth Dimensions (Advisor)

Deep Understanding

 “After struggles with our bank, Mike walked us through every option and made the process simple. We always knew where things stood.” - Tom & Ellen Williams — Retired Couple (Family)

Your First Call

 “Zipfel is the first name on our list of lending partners. Whether buying or refinancing, they should be your first call.” - Mike Hines — Co-Founder, Oyler Hines of Coldwell Banker (Real Estate Professional)

Beat the Market

 “Zipfel beat the market on two complex commercial deals. Their organized, client-focused approach made everything efficient from start to finish.” - Gregg Pancero — President, GPMG, Inc. (Commercial Client)

Responsive & Trustworthy

 “As a single mom buying my first home, I was overwhelmed. Blake made everything manageable—calm, responsive, and trustworthy. I tell all my friends to call Zipfel.” - Jenny Decker – First-Time Homebuyer (Family/Individual)

 
 

7 Borrow Smarter Secrets
You Need Before Your Next Loan

Most borrowers make costly mistakes they never see coming.
We’ve distilled 20 years and $2.2B in lending into 7 clear insights to help you avoid the traps, save thousands, and borrow with confidence.

Download the free guide